Personal Insurance:
Automobile
Insurance protects your investment and keeps you financially secure from loss due to your legal liability to other injured parties or property.
Homeowners
Homeowners and Renters insurance is designed to protect your home and allow you to remain financially secure at a time of loss. Coverage may include a dwelling, detached structures, personal belongings, loss of use, and most importantly liability protection
Personal Umbrella
This policy provides coverage for liability over and above what all your other personal property and liability policies provide.
Seasonal and vacation homes – see homeowners
Apartment and Condominium Unit Owners – see homeowners
One-to-four Family-Rented Dwellings – see homeowners
Boats/Yachts
Boats, yachts, and more are not covered under your standard homeowners or personal auto policies. You need additional coverage to protect them from physical damage and liability.
Recreational Vehicles: Snowmobiles, ATVs – see Boats/Yachts
Valuable Property
Valuable property, such a jewelry, fine arts, photographic equipment and even computers may need additional coverage beyond your standard homeowners

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Business Insurance:
Property Insurance
A commercial property insurance policy covers losses to "real" property - buildings; furniture, contents, equipment, fixtures, inventory and business income/extra expense.
Liability Insurance
General liability insurance protects against liability for bodily injury, property damage, or personal and advertising injury.
Workers Compensation
Workers' compensation insurance covers business owners if an employee is injured on the job. It can also help injured employees return to work quickly with little or no loss of income. Employers pay all of the costs of workers' compensation insurance.
Business Auto
Commercial Umbrella
This policy provides coverage that creates an "umbrella" of liability protection over all your other commercial property and liability policies.
Directors & Officers
D & O coverage protects individuals and companies against allegations involving breach of fiduciary duty, inadequate disclosure, violation of anti-trust laws, deceptive trade practices, as well as others.
Employment & Related Practices Liability
Employment Related Practices coverage covers you, your corporation, your directors, officers and employees from actual or alleged wrongful acts related to employment and workplace disputes, as well as from unexpected legal fees and judgments.
Financial Services
We can help you assess your particular financial objectives, analyze the alternatives, and make recommendations to help you protect your possessions and achieve your financial protection goals.

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