Long Term Care Insurance
Connecticut Disability Insurance and Income Protection
Long term care is for when you cannot take care of yourself for an extended period of time. This care can come from a number of sources such as an adult day care center, assisted living facility, community care, home care, hospice care facility, hospice long term care unit or nursing home.
Long term care insurance enables you to transfer some of the financial risk of long term care costs to an insurance company so that you may protect your accumulated wealth from this potentially devastating expense. What are the chances of needing Long Term care?
More than 50% of the US population will need some form of long term care during their lives. (Americans for Long Term Care Security, 2002
60% of all Americans age 65 and over will require care in a convalescent/nursing facility sometime during their lifetime. (Congressional Report, 6-01)
43% of all long term care claims are for individuals under age 65. (National Underwriter, January, 2001)
Agents experienced in placing coverage and walking clients through the claims process sets us apart from the others!